• The APFCU Classic Card offers a low-interest rate of only 11.9% APR*.

    Your New Credit Card will have the following features: 

    • EMV Chip Technology: Your new credit card will have an embedded chip that will help increase security and reduce fraud. The EMV chip will be in addition to the standard magnetic strip.

    • 24/7 Cardholder Service: Call 1-888-999-2339 for balance inquiries, payment information,
      transaction history, statement requests or to dispute a charge.

    • eCS: Real-time credit card information, including transactions, pending activity, payment information and
      custom email alerts, plus sign up for electronic statements when you log into your account online at
      apfcu.com.

    • Contactless Payment Technology: Your new credit card has the ability to make payments without contact.
      Simply hold your card close to the payment terminal or card reader and your payment will be authorized
      without any physical touch or card insertion. This feature will be available soon! Be on the lookout for this
      important and convenient update.

    • Premium Text Notifications: Powered by the EnFact Fraud Monitoring system, we will notify you immediately
      if a suspicious transaction is detected on your card by texting your cell phone. The shortcode that would
      appear for premium texting from FISERV is 37-268. 

    What to Know:

    • New cards will be mailed to all cardholders, regardless if they are primary or secondary cardholders.

    • Your credit card number and your expiration date will change.

    • For security reasons, each secondary cardholder will have a new individual card number, CVV number and
      expiration date.

    • If you plan to use your card at any ATM, you will be required to use a PIN. You can select your unique PIN
      during the activation of the card or call at a later time to select your PIN.

    • If you have automatic payments made with your current credit card, make sure to contact each vendor
      with your new updated credit card number to help avoid any interruption in your service.

    • On or after the conversion, please call us at 1-888-999-2339.

    FAQs:

    Why am I receiving a new credit card?

    • American Partners FCU is changing the credit card processor to better serve your credit card needs. This change requires that a new card be issued.

    Will my interest rate change as part of this conversion and card issue?

    • No. Your interest rate and other terms on your account will not be changing.

    Will I have a new PIN number so I can access cash from my credit card?

    • You will no longer receive a PIN in the mail, and your old PIN will not work with the new card. You can select your unique PIN by calling the number on the activation label and choosing the PIN option.

    My existing card does not expire for quite a while; can I continue using my existing card until expiration?

    • No. Your existing card will not work after February 22, 2021 at 6:45 a.m. EDT. Instructions will come with your new card to ensure it is ready to use on or after February 22, 2021.

    What is EMV?

    • EMV stands for Europay, Mastercard® and Visa®. EMV chip technology is becoming the global standard for credit card and debit card payments. This smart chip technology features credit cards with embedded chips that that will help increase security and reduce fraud. This standard has many names worldwide and may also be referred to as: “chip and signature.”

    Will all merchants be able to accept my EMV (chip) credit card?

    • Yes. Your card will be accepted at all merchant locations.

    My spouse and I both have American Partners FCU credit cards, and I only received one card. Will my spouse receive a card?

    • Yes. As a security feature, all cards being issued with this conversion will have a unique number and will arrive separately. However, you will continue to receive only one bill, regardless of the number of cards on the account.

    What do I need to do if I have preauthorized or recurring payments that are tied to my existing American Partners FCU credit card?

    • To ensure there is no interruption in recurring or preauthorized payments (such as monthly telephone, electricity, gas bills, insurance, clubs), contact the merchant on or after February 22, 2021 with your new card number and expiration date.

    Will the due date for my credit card payment change?

    • No. Your due date will stay the same.

    Will I need to send my payment to a new location after the conversion?

    • Yes. The new address will be included on the statement. If you pay this bill through online bill payment, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after February 22, 2021 to ensure that your payment reaches the processor by your due date.

    I set up my monthly credit card payment as an automatic ACH transfer, payroll deduction or as a recurring transfer.
    Do I have to make any changes?

    • To ensure there is no interruption in automated payments, contact the provider of this service (i.e., another bank or bill pay service) on or after February 22, 2021 provide your new card number and payment address of P.O. Box 2711 Omaha, NE
      68103-2711.

    Will my previous card history transfer to my new card number so I have access to the information if needed?

    • You will not be able to access statements/history online as of February 18, 2021, so we recommend you save the statements to your computer or print hard copies before this date.
  • The APFCU Visa Platinum Card offers additional features not available with many other cards. This exclusive card comes with a low 9.9% APR* and these amazing perks:**​

    Your New Credit Card will have the following features: 

    • EMV Chip Technology: Your new credit card will have an embedded-chip that will help increase security and reduce fraud. The EMV chip will be in addition to the standard magnetic strip.

    • 24/7 Cardholder Service: Call 1-888-999-2339 for balance inquiries, payment information,
      transaction history, statement requests or to dispute a charge.

    • eCS: Real-time credit card information, including transactions, pending activity, payment information and
      custom email alerts, plus sign up for electronic statements when you log into your account online at
      apfcu.com.

    • Contactless Payment Technology: Your new credit card has the ability to make payments without contact.
      Simply hold your card close to the payment terminal or card reader and your payment will be authorized
      without any physical touch or card insertion. This feature will be available soon! Be on the lookout for this
      important and convenient update.

    • Premium Text Notifications: Powered by the EnFact Fraud Monitoring system, we will notify you immediately
      if a suspicious transaction is detected on your card by texting your cell phone. The short code that would
      appear for premium texting from FISERV is 37-268. 

    What to Know:

    • New cards will be mailed to all cardholders, regardless if they are primary or secondary cardholders.

    • Your credit card number and your expiration date will change.

    • For security reasons, each secondary cardholder will have a new individual card number, CVV number and
      expiration date.

    • If you plan to use your card at any ATM, you will be required to use a PIN. You can select your unique PIN during the activation of the card or call at a later time to select your PIN.

    • If you have automatic payments made with your current credit card, make sure to contact each vendor with your new updated credit card number to help avoid any interruption in your service.

    • On or after the conversion, please call us at 1-888-999-2339.

    New Rewards Program:

    Starting February 22, 2021, you will have a new rewards program for your American Partners FCU credit card called UChoose Rewards®. UChoose Rewards® will allow you to redeem points on your credit card purchases to use toward shopping, travel, event tickets, gift cards and more. 
     

    Some important information about the transition of the rewards program:

    • You may start earning points with your new credit card starting February 22, 2021.

    • To register your card or to monitor and redeem your UChoose Rewards® points, visit www.UChooseRewards.com.

    FAQs

    Why am I receiving a new credit card?

    • American Partners FCU is changing the credit card processor to better serve your credit card needs. This change requires that a new card be issued.

    Will my interest rate change as part of this conversion and card issue?

    • No. Your interest rate and other terms on your account will not be changing.

    Will I have a new PIN number so I can access cash from my credit card?

    • You will no longer receive a PIN in the mail, and your old PIN will not work with the new card. You can select your unique PIN by calling the number on the activation label and choosing the PIN option.

    My existing card does not expire for quite a while; can I continue using my existing card until expiration?

    • No. Your existing card will not work after February 22, 2021 at 6:45 a.m. EDT. Instructions will come with your new card to ensure it is ready to use on or after February 22, 2021.

    What is EMV?

    • EMV stands for Europay, Mastercard® and Visa®. EMV chip technology is becoming the global standard for credit card and debit card payments. This smart chip technology features credit cards with embedded chips that that will help increase security and reduce fraud. This standard has many names worldwide and may also be referred to as: “chip and signature.”

    Will all merchants be able to accept my EMV (chip) credit card?

    • Yes. Your card will be accepted at all merchant locations.

    My spouse and I both have American Partners FCU credit cards, and I only received one card. Will my spouse receive
    a card?

    • Yes. As a security feature, all cards being issued with this conversion will have a unique number and will arrive separately. However, you will continue to receive only one bill, regardless of the number of cards on the account.

    What do I need to do if I have preauthorized or recurring payments that are tied to my existing American Partners FCU
    credit card?

    • To ensure there is no interruption in recurring or preauthorized payments (such as monthly telephone, electricity, gas bills, insurance, clubs), contact the merchant on or after February 22, 2021 with your new card number and expiration date.

    Will the due date for my credit card payment change?

    • No. Your due date will stay the same.

    Will I need to send my payment to a new location after the conversion?

    • Yes. The new address will be included on the statement. If you pay this bill through online bill payment, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after February 22, 2021 to ensure that your payment reaches
      the processor by your due date.

    I set up my monthly credit card payment as an automatic ACH transfer, payroll deduction or as a recurring transfer. Do I have to make any changes?

    • To ensure there is no interruption in automated payments, contact the provider of this service (i.e., another bank or bill pay service) on or after February 22, 2021 provide your new card number and payment address of P.O. Box 2711 Omaha, NE
      68103-2711.

    Will my previous card history transfer to my new card number so I have access to the information if needed?

    • You will not be able to access statements/history online as of February 18, 2021, so we recommend you save the statements to your computer or print hard copies before this date.

    What is UChoose Rewards®?

    • UChoose Rewards® is a program that earns you points for using your American Partners FCU credit card. All American Partners FCU Visa® credit cards with rewards are automatically enrolled in the program. You can redeem your points toward
      anything from our huge online rewards catalog found at www.UChooseRewards.com. 

    Do I need to register my credit card before I can start earning points?

    • No, you will start earning points the first time you make a transaction with your new credit card; however, you will need to register your card before you will be able to redeem your points. 
    • To register your card, visit www.UChooseRewards.com and click the Register link.
      On the right side, you will see “New to UChoose Rewards®?” with a Register link. Click Register, and then enter your card
      number. Once your card is authenticated, it will ask to establish your username and password. Follow the instructions
      as provided.

    How do I start earning points?

    • Every time you make a purchase with your card, you’ll earn 1 point for every $1.00 you spend. Plus, you can earn additional points by shopping in-store or online with participating retailers.

    Where can I earn points?

    • You earn points everywhere your Visa® credit card is accepted. Participating retailers offer additional reward points for purchases made at their stores or online. A list of participating retailers can be found at www.UChooseRewards.com.

    Where can I view my point activity?

    • You can access the history of your point activity through www.UChooseRewards.com.

    When can I redeem points?

    • It can take up to 40 days for your points to be credited to your account. You must first accumulate 1,500 points before you can redeem them. Your points are available to view on www.UChooseRewards.com or the mobile app. Here you can keep track of the points you’ve earned, and then shop the online rewards catalog when you’re ready to redeem. 
    • A Wish List Tracker is also available to notify you when you’ve earned enough points to redeem a specific item.

    How much does it cost to participate?

    • There’s no cost to participate. Membership in UChoose Rewards® is free as part of your American Partners FCU credit card plan. Visit www.UChooseRewards.com to start monitoring your points and browsing our online catalog.
  • Verified by Visa

    Makes online purchases more secure by helping ensure payments are made by the rightful owner of the Visa account. Sign up today at www.visa.com

    • An extra layer of security for online transactions
    • Increased confidence in the safety of your online purchases
    • When required, a simple, easy-to-use interface  
    • Manage Credit Card Activity and Statements

  • APFCU is pleased to announce our new ECS (formerly GoToMyCard) for online access to your APFCU Visa Credit Card.

    To get started using eCS, please click here. If you are having difficulties reaching this site, we recommend using the Chrome browser.

    To register, you must set up your new card account and create a username & password. You will then be prompted to enter security questions.

    Finally, you must accept the "Terms and Conditions."  To view these before proceeding, you must click the words "Terms and Conditions".

    Then you are all set to start using eCS to make online payments or view transaction history!