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VISA Credit Cards

Get the true savings you’ve been looking for with our low rate credit cards! Transfer your existing debt without a transfer fee and enjoy the same rate that you get for your everyday purchases! Choose from either of our low rate cards, Visa Classic with an 11.9% APR* or the Visa Platinum with a 9.9% APR*. 


ALL APFCU CREDIT Cards include:**

  • 24-hour Online Access
  • Easy Payment Options
  • No Annual Fee
  • No Balance Transfer Fee
  • Baggage Delay Reimbursement Insurance
  • Visa Emergency Cardholder Benefits
  • Travel Accident Insurance - $100,000
  • Auto Rental Collision Damage Waiver

Manage Credit Card Activity and Statements

Use the GoToMyCard! to manage your Visa Credit Card activity and view your statements. Just CLICK HERE.

After hours phone number for VISA Credit Cards: 1-800-442-4757


VISA Classic

The APFCU Classic Card offers a low interest rate of only 11.9% APR*.

VISA Platinum

The APFCU Visa Platinum Card offers additional features not available with many other cards. This exclusive card comes with a low 9.9% APR* and these amazing perks:**

  • 25 Day Grace Period on New Purchases
  • Credit Limits - $7500 and above
  • Only $1 Cash Advance Fee
  • Cell Phone Protection
  • Return Protection
  • Road Dispatch
  • Member Miles Rewards
  • Rewards Now Shopping
  • Purchase Security
  • Low-Cost MEMBER’S CHOICETM payment protection plans
  • Travel and Emergency Assistance Service

VISA Security and Services

Verified by Visa

Makes online purchases more secure by helping ensure payments are made by the rightful owner of the Visa account. Sign up today!

  • An extra layer of security for online transactions
  • Increased confidence in the safety of your online purchases
  • When required, a simple, easy-to-use interface  
  • Manage Credit Card Activity and Statements

VISA Purchase Alerts Powered by VISA

With Purchase Alerts powered by Visa, you can receive near real-time updates on your Visa® card activity. So you can act quickly to help reduce fraud and monitor your account, wherever you are. This is a complimentary service for our members. Click the logo below to get started.



With our GoToMyCard! Link you can stay up-to-date with your credit card activity, pending transactions, and view your history. Just CLICK HERE.

Contact us for more details. When you are ready to apply, just call 336.349.2729 or 336.855.3553x6.

After hours phone number for VISA Credit Cards: 1-800-442-4757

*APR=Annual Percentage Rate. **Credit Cards are subject to credit qualification, terms and conditions. For details on Visa benefits see