Personal Loans

Life is meant to be enjoyed! We can help! We strive to make your borrowing experience quick and hassle-free with low rates and flexible terms. Members benefit from a variety of affordable and convenient loan options designed to meet your specific needs. Need help deciding what’s best for you? Check out our Balance Program.

  • Consolidate Debt
  • Establish Credit
  • Purchase a New or Used Vehicle
  • Buy a Recreational Vehicle
  • Refinance an Existing Loan
  • Take a Vacation
  • Plan a Life Event
  • Short-term Loans
  • Watch for Loan Specials During The Year
  • Overdraft Line-of-Credit
 

Consumer Loans

Considering a purchase? Let us pre-approve you before you shop! Qualified members may borrow up to 100% of the retail value based on the NADA book value for Used Vehicles and MSRP for New Vehicles. This loan requires collateral, no older than 8 years with financing up to 72 months.

  • Vehicle Loans
  • Motorcycle Loans
  • Farm Equipment
  • Recreational Vehicles
 

Savings or Certificate Secured Loans

Put your savings to work for you! Borrow against your savings while you continue to earn dividends. The loan amount is secured in your account. Perfect for credit builder loans! Call (336) 349-2729 for pledge rates.

 

Unsecured Loans

Not every loan requires collateral.  Unsecured loans are available for a variety of purposes. Does your dream vacation seem just out of reach? Tired of high rate cards where the balance seems to never decrease? Run short between paydays?  You don’t need to stress over making ends meet.  We are here to help you.  See just how easy getting an unsecured loan can be with our low rates and flexible terms.

  • Debt Consolidation
  • Overdraft Line of Credit
  • Needed Repairs
  • Dream Vacation

90-Day Notes

Need to borrow money for a short period of time? Use a 90-day note for almost any purpose with no monthly payments. When a note comes due, you pay it in full, pay a portion of the principal and all of the interest, or pay only the interest and renew the principal.  Renew for a maximum of 365 days.

 

Always check with American Partners FCU when you need a loan! You will be glad you did!