Savings Accounts

We all have dreams, milestones worth celebrating and let’s not forget those unexpected opportunities. As life changes, so do our personal needs for ourselves and our family. It’s never too late to start planning and saving. Your credit union, American Partners, is ready to help you plan for your future.

  • Your regular savings account represents your share of ownership in the credit union. A one-time joining fee of just $5 with an initial deposit of just $5 establishes your account.

    • Six Transactions per month*
    • Dividends
    • Easy Access – electronic and traditional
    • Competitive Rate
    • Quarterly Statement
  • No matter what your investment needs, your credit union is always available and equipped to assist.

    • As little as $500
    • Maturity Dates from 6 months to 60 months
    • Dividends Compounded Monthly
    • Can use as Security or Collateral for APFCU Loans (Excludes IRA Certificates)
    • Promotional Opportunities throughout the year – watch your newsletters
    • Competitive Rates
    • Quarterly Statement
    • Penalty for Early Withdrawal
  • Our Money Market account has all the advantages of a regular checking with the opportunity to get higher returns.  

    • Six Transactions per month*
    • Minimum $5000 to Earns Dividends
    • Competitive Rate
    • Quarterly Statement
  • An IRA is an excellent tool for retirement savings. Depending on the type of IRA you choose, benefits could include tax-deductible contributions and tax deferred earnings or qualifying distributions may be withdrawn tax-free.

    • Traditional IRA
    • Roth IRA
    • Coverdell Educations Savings
    • Competitive Rate
  • With a Christmas Club Account, you can say “Good Bye” to the hectic worrisome moments spent every Christmas season wondering where to get extra money!

    • Dividends
    • Automatic distribution to your savings or checking in October
    • Limited withdrawals with fee
    • Competitive Rate