Privacy Policy

FACTS	WHAT DOES AMERICAN PARTNERS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Date of birth Account balances and Payment history Credit History and Credit scores When you are no longer our member, we continue to share your information as described in this notice.

How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons American Partners FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information		Does American Partners FCU share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		Yes	No
For our marketing purposes— to offer our products and services to you		Yes	No
For joint marketing with other financial companies		No	No
For our affiliates’ everyday business purposes— information about your transactions and experiences		Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness		Yes	No
For our affiliates to market to you		Yes	Yes
For nonaffiliates to market to you		No	No

To limit our sharing	Call (toll free) 1-800-900-2729 or call the Reidsville, N.C. Main Office at 336-349-2729 Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?	Call (toll free) 1-800-900-2729 or call the Reidsville, N.C. Main Office at 336-349-2729

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Who we are
Who is providing this notice?	AMERICAN PARTNERS FEDERAL CREDIT UNION

What we do
How does American Partners Federal Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does American Partners Federal Credit Union collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	We honor that request.

Definitions
Affiliates		Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates		Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information
For more information on our Privacy Policy, you may write us at P.O. Box 1198, Reidsville, NC 27323, or call us at 1-336-349-2729. If you opt out and later wish to revoke your opt out election, please call the number above or write to us at the above address.