APFCU Fee Schedule

  • Savings Account • Membership Share.......................................$5.00 minimum in savings account to remain a member

Savings Account Fees

  • Savings Account Excessive Withdrawal Fee...............................3 free/month, $5.00 thereafter
  • Money Market Account Excessive Check Writing Fee.…………..........6 free/month, $5.00 thereafter

Checking Account Fees

  • Return NSF/Held Funds Fee..............................$35.00/item
  • Stop Payment Fee..........................................$35.00/request
  • Check Printing Fee......................................Prices may vary depending upon style
  • Check Copy Fee...................................................$5.00/item
  • Account Activity Printout Fee...................................$2.00
  • Lost/Replace ATM/Debit Card.........................$10.00/card
  • ACH Origination Return Item Fee.....................$20.00/item Debit/Credit
  • Renewal Fee for Inactive Debit Cards.......................$10.00
  • Courtesy Pay Fee...............................................$35.00/item (Overdraft fees may be imposed in connection with checks, ATM withdrawals, or by other electronic means.)
  • Monthly Maintenance Fee...........................................$2.00

Other Service Fees (applicable to all accounts)

  • Statement Copy Fee..............................................$2.00/copy
  • Transfer Fee (Manual)...................................................$2.00
  • Deposited Item Return Fee..................................$20.00/item
  • Wire Transfer Fees Incoming or Outgoing....$15.00 per wire
  • Official Check Fee...............................................$2.00/check
  • Money Order Fee......................................$2.00/money order
  • Visa Travel Money Cards......................................$3.00/card
  • Visa Gift Cards......................................................$3.00/card
  • Membership Closure Fee.............................................$15.00 if closed within ninety (90) days
  • Membership Re-Establish Fee.....................................$20.00 within 1 year of closing
  • Dormant Account Fee.........................................$5.00/month Fee(s) will apply on accounts after 2 years of dormancy with balances of less than $100. UTMA/MINOR Accounts are excluded from this fee.
  • Tax Levy/Garnishment Fee.................................$75.00/Levy
  • Closed IRA Fee............................................................$20.00
  • Research/Account Reconciliation Fee.................$20.00/hour
  • Christmas Club (Early Closure)...................................$20.00
  • Escheat Fee..................................................................$75.00
  • Returned Mail................................................................$5.00
  • Paper Statement Fee......................................................$2.00
  • Items Presented For Collection..............................Pass Thru
  • Verification of Deposit................................................$10.00
  • ATM Transaction Fees...........................................$2.00 per (Withdrawals, transfers, transaction/inquiry, NSF, invalid PIN, etc.)
  • International Collection Fee.................Service fees will apply

A fee of 1 percent of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances, and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies or U.S. consulates.

Safe Deposit Box Fees

Annual Rental Fees:

  • 3x5...........................................................................$20.00
  • 3x10.........................................................................$30.00
  • Lock Box Late Fee..................................................$12.00
  • Drilling of Box Fee...............................................$150.00
  • Lost Key Fee...........................................................$50.00

Home Banking Services

  • Review Account, Transfer within Accounts, Print-out Fees..........................................................................FREE
  • Bill Pay..........................................................................................................................................................FREE

NOTICE

APFCU reserves the right to charge your account with any pass-thru charges imposed when doing business with another financial institution on your behalf.

Mailing Address:

PO Box 1198 Reidsville, NC 27323

Phone Number: 800-900-2729

Reidsville Branch

618 North Scales Street Reidsville, NC 27320

Greensboro Branch

4636 W. Market Street Greensboro, NC 27407

Rocky Mount Branch

77 Powder Creek Lane Rocky Mount, VA 24151

Effective 11/2020