APFCU Fee Schedule

Savings Account

  •  Membership Share.......................................$5.00 minimum in savings account to remain a member

Savings Account Fees

  • Money Market Account Excessive Check Writing Fee.…………..........6 free/month, $5.00 thereafter

Checking Account Fees

  • Return NSF/Held Funds Fee..............................$35.00/item
  • Stop Payment Fee..........................................$35.00/request
  • Check Printing Fee......................................Prices may vary depending upon style
  • Check Copy Fee...................................................$5.00/item
  • Account Activity Printout Fee...................................$2.00
  • Non-APFCU ATM Fee (three transactions free per month)............$2.00 per transaction 
  • Lost/Replace ATM/Debit Card.........................$10.00/card
  • ACH Origination Return Item Fee.....................$20.00/item Debit/Credit
  • Renewal Fee for Inactive Debit Cards.......................$10.00
  • Courtesy Pay Fee...............................................$35.00/item (Overdraft fees may be imposed in connection with checks, ATM withdrawals, or by other electronic means.)
  • Monthly Maintenance Fee...........................................$1.00

Other Service Fees (applicable to all accounts)

  • Statement Copy Fee..............................................$2.00/copy
  • Transfer Fee (Manual)...................................................$2.00
  • Deposited Item Return Fee..................................$20.00/item
  • Wire Transfer Fees Incoming or Outgoing....$18.00 per wire
  • Official Check Fee...............................................$2.00/check
  • Visa Travel Money Cards......................................$3.00/card
  • Membership Closure Fee.............................................$15.00 if closed within ninety (90) days
  • Membership Re-Establish Fee.....................................$20.00 within 1 year of closing
  • Dormant Account Fee.........................................$5.00/month Fee(s) will apply on accounts after 2 years of dormancy with balances of less than $100. UTMA/MINOR Accounts are excluded from this fee.
  • Tax Levy/Garnishment Fee.................................$75.00/Levy
  • Closed IRA Fee............................................................$20.00
  • Research/Account Reconciliation Fee.................$20.00/hour
  • Christmas Club (Early Closure)...................................$20.00
  • Escheat Fee..................................................................$75.00
  • Returned Mail................................................................$5.00
  • Paper Statement Fee......................................................$2.00
  • Items Presented For Collection..............................Pass Thru
  • Verification of Deposit................................................$10.00
  • ATM Transaction Fees...........................................$2.00 per (Withdrawals, transfers, transaction/inquiry, NSF, invalid PIN, etc.)
  • International Collection Fee.................Service fees will apply
  • A fee of 1 percent of the amount of transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances, and credit to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies, or U.S. consulates. 

Safe Deposit Box Fees

  • Drilling of Box Fee...................................................$500.00
  • Lost Key Fee...........................................................$50.00

Home Banking Services

  • Review Account, Transfer within Accounts, Print-out Fees..........................................................................FREE
  • Bill Pay..........................................................................FREE

(1) ATM Transaction Fees do not apply to Youth Checking Accounts.

(2) Waived for members aged 55 years and older.

 

NOTICE

APFCU reserves the right to charge your account with any pass-thru charges imposed when doing business with another financial institution on your behalf.

 

Mailing Address:

PO Box 1198
Reidsville, NC 27323

Phone Number: 800-900-2729

 

Reidsville Branch

618 North Scales Street
Reidsville, NC 27320

 

Greensboro Branch

107 Muirs Chapel Road
Greensboro, NC 27410 

 

Rocky Mount Branch

77 Powder Creek Lane
Rocky Mount, VA 24151

 

Effective 7/1/2024