Rates & Fees:

For our current dividend rates or current loan rates, please contact APFCU at 336-349-2729 or 336-855-3553.

Savings Account Fees

Regular Savings Monthly Excessive Withdrawal Fee: 3 free per month, $10.00 thereafter
Money Market Excessive Check Writing Fee: 3 free per month, $10 thereafter
Checking Account Fees
NSF Fee: $28.00 per item
Returned Item Fee: $ 4.00 per item
Stop Payment Fee $28.00 per request
Check Printing Fee: Prices may vary depending upon style
Copy of Paid Check Fee: $ 3.00 per item
Faxed Copy of Paid Check Fee: $ 5.00 per item
Account Activity Printout Fee: $ 2.00
Replace ATM/Debit Card: $ 5.00 per card
Change or Reminder of PIN Number for ATM/DEBIT Card Fee: $ 2.00 per item
ACH Origination Returns Item Fee: $ 4.00 per item (Debit/Credit)
Courtesy Pay $28.00 per item (Overdraft fees may be imposed in connection with checks, in-persons withdrawals, ATM withdrawals or by other electronic means.)
Other Service Fees (applicable to all accounts)
Wire Transfer Fees Incoming/Outgoing $10.00
Statement Copy Fee: $ 2.00 per copy
Deposited Item Return Fee $ 4.00 per item
Certified Check Fee: $ 1.00 per check
Money Order Fee: $ 1.00 per money order
Travelers Check Fee: $ 1.00 per $100.00
Travelers Check For Two Fee: $ 1.50 per $100.00
Account Closure Fee: $20.00 if closed within ninety (90) days
VISA Credit Card/Loan Late Fee: $10.00
VISA Credit Over Limit Platinum $10.00/Classic $20.00
International Wire Charge: Wiring fees will apply
International Collections Fee: Service fees will apply
A fee of 1 percent of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances, and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies or U.S. consulates.
Collection Item Fee: $10.00
Dormant Account Fee: $ 3.00 per month
( Fee(s) will apply on accounts after 2 years of dormancy
with balances of less than $100.)
UTMA/MINOR ACCOUNTS ARE EXCLUDED FROM THIS FEE
Tax Levy Filing Fee: $40.00 per Levy
Closed IRA Fee: $5.00
Item's Sent For Collection Fees May Vary
Electronic Funds Transfer Fees
ATM Transaction Fees $ 1.00 per
(Withdrawals, Transfers, Transaction/Inquiry, Inquiries, NSF, Invalid PIN, etc.)
Safe Deposit Box Fees
Annual Rentals
Box Size
3x5 $12.00
3x10 $24.00
Drilling of Box Fee: $75.00+
Lost Key Fee: $10.00
Additional Fees
C.U. Online Fees
Monthly Fee Billpayer FREE
NSF/Return Fee $28.00 per item
Stop Payment Fee $28.00 per item
MEMBERSHIP SHARE $25.00
(Par value must remain in a Savings account for continued membership)
MEMBERSHIP FEE $ 5.00 One Time Only