For our current dividend rates or current loan rates, please contact APFCU at 336-349-2729 or 336-855-3553.
Effective Date: 2/1/10
Savings Account
| Membership Fee (one-time fee) |
$5.00 |
| Membership Share |
$25.00 minimum in savings account to remain a member |
Savings Account Fees
| Regular Savings Monthly Excessive Withdrawal Fee |
3 free per month, $10.00 thereafter |
| Money Market Excessive Check Writing Fee |
6 free per month, $10.00 thereafter |
Checking Account Fees
NSF Fee
|
$31.00 per item |
Returned Item Fee
|
$10.00 per item |
Stop Payment Fee
|
$29.00 per request |
| Check Printing Fee |
$3.00 per item |
| Copy of Paid Check Fee |
$5.00 per item |
| Faxed Copy of Paid Check Fee |
$5.00 per item |
| Account Activity Printout Fee |
$2.00 |
| Replace ATM/ Debit Card |
$5.00 per card |
| Change or Reminder of PIN Number for ATM/ Debit Card Fee |
$2.00 per item |
| ACH Origination Returns Item Fee |
$10.00 per item (Debit/ Credit) |
| Courtesy Pay |
$29.00 per item (Overdraft fees may be imposed in connection with checks, in-persons withdrawals, ATM withdrawals or by other electronic means.) |
| Monthly Maintenance Fee |
$1.00 |
Other Service Fees (applicable to all accounts)
| Check Cashing Fee for Non-Members |
$3.00 |
| Wire Transfer Fees Incoming/Outgoing |
$10.00 |
| Statement Copy Fee |
$2.00 per copy |
| Deposited Item Return Fee |
$10.00 per item |
| Certified Check Fee |
$1.50 per check |
| Money Order Fee |
$1.50 per money order |
| Travelers Check Fee |
$1.00 per $100.00 |
| Travelers Check For Two Fee |
$1.50 per $100.00 |
| Account Closure Fee |
$20.00 if closed within ninety (90) days |
| Visa Credit Card/ Loan Late Fee |
$10.00 |
| Visa Credit Over Limit |
Platinum $10.00/ Classic $20.00 |
| International Wire Charge |
Wiring fees will apply |
| International Collections Fee |
Service fees will apply |
| A fee of 1 percent of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances, and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies or U.S. consulates. |
|
| Collection Item |
$10.00 |
| Dormant Account Fee |
$3.00 per month (Fee(s) will apply on accounts after 2 years of dormancy with balances of less than $100.)
UTMA/MINOR ACCOUNTS ARE EXCLUDED FROM THIS FEE |
| Tax Levy Filing Fee |
$40.00 per Levy |
| Closed IRA Fee |
$5.00 |
| Research Fee |
$20.00/hour |
| Member Re-Establish Fee |
$20.00 |
| Christmas Club (Early Closure) |
$5.00 |
Electronic Funds Transfer Fees
| ATM Transaction Fees |
$1.00 per Transaction
(Withdrawals, Transfers, Transaction/Inquiry, Inquiries, NSF, Invalid PIN, etc.) |
Safe Deposit Box Fees
| Annual Rentals |
| Box Size |
|
| 3x5 |
$12.00 |
| 3x10 |
$24.00 |
| Drilling of Box Fee |
$75.00+ |
| Lost Key Fee |
$10.00 |
Online Services
| C.U. Online Fees |
| Homebanking |
FREE |
| Billpay |
FREE |
|
