Mobile Banking and Security Tips

Mobile banking gives you quick access to your accounts from the convenience of your cellular device.  You will no longer need your home computer to check your account balances, transfer funds, or even pay your bills online.  Simply type in mobile.apfcu.com and your account can be at your fingertips. 

There are basic security measures that you will need to consider when using your mobile banking. When browsing on a mobile device or accessing a mobile app, use the same precautions as you would on a personal computer.  Make sure your mobile device is password protected and change your passwords often.

Here are 7 steps to help you reduce the risk of app malware or a phising hit. 

1.  Use only well-known app download markets.  That's not a guarantee but it will significantly reduce the likelihood of an app malware payload.

2. If you're interested in downloadling a particular app, run an online search on its name to see what others say about it or to check for malware reports.

3.  Beware of text messages from unknown sources, especially any purporting to come from your financial institution or credit card company.

4.  Install security software.  These programs are still in their infancy on mobile devices.

5.  Keep your apps and operating system up to date.  Hackers are always looking for ways of breaking into even the safest devices.

6.  We advise you not to "jailbreak" or, as it's called on other systems, "root" your device.  This means when users knowingly alter access to their devices allowing them to install apps from other sources. 

7.  Use the same precautions you would on a PC when visiting a website, checking that the location shown in the address bar is correct.